Compulsory Motor Insurance, also known as “Por Ror Bor” is a mandatory insurance required by law for all motor vehicles within Thailand. According to the Motor Victims Protection Act B.E.
Is car insurance mandatory in Thailand?
It is a legal requirement in Thailand for cars to have Compulsory Motor Insurance (CMI or Por Ror Bor). This insurance is required by law with a set premium and cover rates. It only covers third parties and passengers.
Is there car insurance in Thailand?
There are two options of car insurance in Thailand: Compulsory Third-Party Liability Insurance and Private Insurance. Compulsory Third-Party Liability Insurance, known as Por Ror Bor, is required for all cars and motorcycles registered in Thailand.
What is compulsory insurance Thailand?
All motorists in Thailand have to renew their Compulsory Motor Insurance (CMI) every year before they can renew their annual car tax. … This mandatory insurance covers your third-party liability costs for any injuries or loss of life following a car accident. The sums insured are minimal.
Can you refuse to give car insurance details?
If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number. tell your insurer about the accident straightaway, even if you don’t want to make a claim. if someone is injured, show your insurance certificate or cover note to the police.
How can a foreigner buy a car in Thailand?
For non-Thai citizens, you will need to present a passport, non-immigrant visa, and work permit or your certificate/letter of residence issued by the Thai immigration or a Thai Embassy. It usually takes a few days to complete car purchase procedure and require two-three visits to the dealership to complete paperwork.
What do I need to drive in Thailand?
Driving in Thailand can be done by tourists as long as you hold a valid driver’s license in English from your country of origin or a valid International driver’s license. In Thailand, vehicles drive to the left hand side of the road and speed limits are expressed in kilometres per hour.
What is the meaning of car insurance?
Vehicle insurance is insurance purchased for cars, trucks, motorcycles, and other road vehicles. … Vehicle insurance would typically cover both the property risk (theft or damage to the vehicle) and the liability risk (legal claims arising from an accident).
What is Ctpl?
Compulsory Third Party Liability (CTPL) – This is the basic insurance coverage required by the Land Transportation Office when you register your vehicle. This coverage will answer for the death, disablement and medical expenses of a person injured because of an accident involving your vehicle.
Do both parties need to make a claim?
If the other party has not made or will not make a claim on their policy, you will need to make a claim for damages from the other driver and/or owner of the other vehicle for them to pay you directly. If you are not insured, you will need to pursue the driver as an individual.
What should you not say to your insurance after an accident?
Avoid using phrases like “it was my fault,” “I’m sorry,” or “I apologize.” Don’t apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.
Does insurance cover if you damage your own car?
You can make an insurance claim for damage you caused to your own car if you have collision and/or comprehensive coverage. If you have a liability-only car insurance policy, however, damage that you do to your own car won’t be covered. Liability insurance only pays for the other driver’s damages and injuries.