You asked: How can I get a credit card in Malaysia?

What qualifications do you need to get a credit card?

Basic requirements to get a credit card

  • Be at least 21 years old or 18 with either a parent’s permission or a verifiable source of income. …
  • Have a Social Security number. …
  • Have a source of income. …
  • Have a positive credit history. …
  • Start earning rewards.

What is the easiest way to get a credit card?

Easiest Credit Cards to Get Approved for in 2021

  1. OpenSky® Secured Visa® Credit Card.
  2. Petal® 2 Visa® Credit Card.
  3. First Progress Platinum Elite Mastercard® Secured Credit Card.
  4. Journey Student Rewards from Capital One.
  5. Credit One Bank® Platinum Visa® for Rebuilding Credit.
  6. Capital One Platinum Credit Card.

How much credit limit can I get Malaysia?

Your credit limit is the maximum amount of money you can spend on your credit card. In Malaysia, for cardholders earning RM36,000 or less per year, their credit limit cannot exceed two times their monthly income.

What is minimum salary for credit card?

Credit Card Eligibility

Credit Card Provider Age Requirement Min. Income Requirements
Axis Bank 21 – 60 years Rs. 25,000 per month
Citibank 23 – 60 years Rs. 25,000 per month
HDFC Bank 21 – 60 years Rs. 13,500 per month
HSBC Bank 21 – 60 years Rs. 3.00 lakh per annum
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What are 4 signs of debt problems?

10 Warning Signs You Have Debt Problems

  • You make minimum payments. …
  • Your minimum monthly payments are large. …
  • You’re struggling with debt collectors. …
  • You’re using balance transfers and refinancing to stay afloat. …
  • You rely on cash advances. …
  • You’re being denied for loans or credit cards. …
  • You’re not building your savings.

Can you get credit card without a job?

Being unemployed doesn’t automatically disqualify you from getting a credit card. Credit card issuers are more interested in your income than your job. … You can meet the income requirement even without a job by including on your application any income you have access to. Even if your income comes up short, rest easy.

Which bank gives fastest credit card?

The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Build or repair your Credit Score with our assured credit card against fixed deposits.

Which bank gives instant card?

Bank of America

However, for those who apply through their website, the Alaska Airlines Visa Signature® credit card seems to be the only one that gives an instant card number.

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