Frequent question: How much is Ctpl insurance Philippines?

Vehicle Type CTPL Insurance Price
Private Vehicles PHP 650.40
Light and Medium Trucks (not exceeding 3,930 kg.) PHP 700.40
Heavy Trucks (more than 3,930 k.g.) PHP 1,290.40
Motorcycles PHP 340.40

How much is Ctpl insurance?

The premium for CTPL may vary depending on the type of the vehicle, insurance provider, and how long the coverage is. For example, the premium for private cars range from P600-P650 while the rate for trucks starts at P1,200-P1,300 for a one-year coverage.

How can I get Ctpl insurance in the Philippines?


  1. Apply Online. Fill out the application form, remember to have your certificate of registration on hand. Apply Now.
  2. Pay Premium. Pay your premium through credit card.
  3. Receive Policy. You will receive your policy kit through email, together with your Certification of Cover (COC).

How much is comprehensive insurance a month?

On average, full coverage car insurance costs $1,817 per year in California — or $151 per month. The cheapest car insurance for full coverage in California is Geico.

Do I need TPL insurance if I have comprehensive?

TPL provides compensation to the third party in case of an accident. Comprehensive car insurance can also be purchased for extra protection, but isn’t required by law. … It also does not cover damages to the insured vehicle or property damage to a third party.

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What is TPL insurance in the Philippines?

TPL (or CTPL insurance for others) is a basic car insurance that every car owner in the Philippines should get before registering their vehicles to the Land Transportation Office (LTO). TPL means “third party liability,” but can sometimes be referred to as compulsory third party liability insurance.

How much is emission test in Philippines?

Emission test

You should go to the head of the emission testing center to pay for the emission testing fee, which is around Php410. 00. The test usually lasts for an hour or an hour and a half.

Is car insurance mandatory in the Philippines?

Having car insurance in the Philippines is a necessity, in fact, even the government requires you to get Compulsory Third Party Liability (CTPL) for your vehicle when you registered it. … It only covers the death or injury of a third party and not the damages to the vehicle itself.

Is healthcare in the Philippines free?

Public healthcare in the Philippines

All citizens are entitled to free healthcare under the Philippine Health Insurance Corporation (PhilHealth). The scheme is government-controlled and funded by local and national government subsidies, as well as by contributions from employers and employees.

Which insurance company is best Philippines?

So here are the top 10 life insurance companies in the Philippines 2021.

  • Pru Life Insurance Corp. …
  • Philippine American Life & Gen. …
  • BPI-Philam Life Assurance Corp., Inc. …
  • Manulife Philippines. …
  • Allianz PNB Life Insurance, Inc. …
  • BDO Life Assurance Co. …
  • FWD Life Insurance Corporation. …
  • Insular Life Assurance Company, Ltd.
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How much does a hospital stay cost in the Philippines?

Health care in the Philippines is not exactly cheap. An average hospital stay could set you back at P2,500 a night for private hospitals while ICU stays could cost P30,000 a night. It’s important to note that these do not include doctors’ fees, laboratory fees, medicine, and other incidental costs.

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